What is Caravan and Trailer Insurance?
Caravan, horse trailers and boat trailer insurance all fall under the same category. However, there are some slight 
differences in the terms. Like all insurance policies, trailer and caravan insurance is a contract between the insurer (insurance company) and the insured (the person taking out the policy). The insured individual agrees to pay monthly or annual fees called a premium and in return, the insurance provider will cover the policyholder for any financial loss that may occur.
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For example, if you are looking to purchase horse trailer insurance, obtain at least three quotes and read and compare the policy details closely. You can find out more on understanding your policy in our buying insurance section.
Caravan and trailer insurance will generally cover you for the following terms:
Liability coverage
This covers you for any damage or loss you may cause to an individual’s property. This may occur at caravan sites or to your neighbor’s caravan awning.
Legal costs
This term in your trailer and caravan insurance policy will cover you for any legal costs that you may incur.
Transportation costs
This is a very handy term to have included in your policy. The cost to transport your trailer from the scene of the accident back to your property or your desired address, is paid for by the insurance company.
Storage costs
The insurer may some times pay for the storage of your caravan or boat trailer. You can find ways to reduce your monthly premiums by visiting our save on trailer insurance section.
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