11 Tips to Save on Travel Insurance
[dropcap type=”simple”]T[/dropcap]ravel insurance protects you from any accident or unfortunate event that may arise during your stay in another country. Since there are various types of travel insurance, it is best to carefully research the available options and find a plan suited to your travel needs. You can find out more information in our about travel insurance section.[button link=”https://www.myinsuranceguide.co.nz/insurance-quotes/” size=”medium” type=”divider”]Get a Quote![/button][list type=”check”]
- When purchasing travel insurance, whether it’s yearly travel insurance or just for one trip abroad, always shop around. Get a minimum of three travel insurance quotes and make sure they are for comprehensive travel insurance. You don’t want to leave anything out. Use our free chat service available at the top of this page. You can search by area and insurance type.
- We receive many emails from individuals inquiring about the cheapest holiday insurance or needing advice on which company is the best. Every travel insurance requirement is different. Write a list of your most important requirements. Don’t just look for the cheapest travel policy available. Make sure your travel insurance is tailored to your specific needs so you are not left vulnerable.
- It pays to calculate the value of your baggage. Often individuals don’t get enough cover to replace their luggage in the event that it is lost or stolen.
- When considering the purchase of any type of insurance, be sure to read and fully understand your policy. Read through your travel insurance policy and check that everything important to you is covered. If not, contact your travel insurance broker or insurance company to make necessary adjustments to your policy.
- When on your overseas holiday, be discrete with valuable or expensive items. You definitely don’t want to attract the attention of potential thieves.
- Most hotels or motels supply a vault to store your valuable possessions. Make use of this service. Another tip is to keep more expensive valuables in your carry-on luggage.
- You should take photos of your luggage. This will help if it is lost or stolen. If your luggage is lost by the airline, you should report it immediately.
- Some frequent travelers buy unique luggage tags for easy and quick identification. Alternatively, you could tie colored ribbons or put stickers on your luggage to make it easier to find. This will help prevent a fellow passenger from taking the wrong luggage by mistake.
- Keep your travel insurance policy in your carry-on luggage at all times while traveling. Keep the international contact number for your insurance provider handy just in case you need to contact them while overseas.
- If a baggage claim is declined by your insurance provider because it was left unattended in a public place, you should argue the point. Our research has shown that this is a gray area for travel insurance.
- Everyone loves to shop while on their overseas holiday. If you make an unusually large purchase, contact your insurer and make sure that the item is covered under your travel insurance policy.
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