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Is Motorcycle Insurance Difficult to Get?

Since many consider riding a motorcycle a dangerous activity, the question arises as to whether it’s more difficult to get motorcycle insurance than car insurance. The answer is generally no, although it depends on your accident history. If you haven’t been involved in a previous motorcycle accident, there should be little trouble getting insurance.

Here are a few things you’ll need to provide answers for, as the information is important to the insurer.

If you have in the past been involved in a motorcycle accident, you’ll need to provide details as to what happened, who was at fault and who the insurer was at the time of the accident. As is the case with a car, the size of your premium is somewhat dependent on how many miles you put on your motorcycle over the course of a year. Where you keep your motorcycle when you’re not using it is of some importance also. A motorcycle kept in a secure garage is less prone to be stolen or vandalized. The insurer will also want to know some information about the motorcycle itself, including the make, model, engine size, and year of manufacture.

When provided with the above information, an insurer can put a policy together, and advise you of the cost of the premium.

When you ask for an online quote for motorcycle insurance, you may be asked some or all of these questions. You’ll also be asked whether you want whole or third party coverage. In either case, we can get you the quotes you need to help in choosing an insurer. Our quotes are free, and clicking on the “Get a Quote” button on this page will get you started. Why not get started right away? There’s no obligation.