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Medical Insurance in NZ

Medical insurance in NZ might be expected to follow the example of other highly developed countries, such as the UK or the USA. In fact NZ medical insurance is unique in the way it is provided. A great deal of the health care provided is free, as long as one is a permanent resident of New Zealand, is a citizen, or is in New Zealand on a work permit having at least 2 years of validity. Someone coming to New Zealand as an immigrant, or planning to work in New Zealand for a short time, will usually not have the free medical cover that others enjoy.

Private medical insurance is available, and in certain instances it can be worth paying for a private insurance policy, as treatment outside of the cities can at times be below standard or lacking specialist treatment. Additionally, private insurance will help in areas public insurance does not cover, such as prescription drugs and dental care. For those new to New Zealand, it’s important to understand how medical insurance in NZ works so you know when taking our private medical insurance might make sense for you.

There’s always the possibility that you may either need to have private medical cover, or you see having it will be an advantage in the future. If this is the case, getting a few insurance quotes is the first step towards selecting a policy that fits your needs at a price you can afford. Multiple quotes are a valuable tool to have in this case, and we can provide you with these quotes at no cost or obligation. Simply click on the “Get a Quote” button on the page. Don’t wait, you can gain beneficial knowledge into this.