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State Insurance Review – Policies Offered, Financial Health & Trading History

[dropcap type=”simple”]S[/dropcap]tate has been selling insurance to Kiwis in New Zealand for more than 100 years. It’s one of the largest providers in NZ and offers a wide range of insurance policies. Their customer base is distributed throughout the country and not solely focused on servicing one particular region. State is a brand of IAG New Zealand Limited, which has a Standard & Poor’s (Australia) Pty Ltd rating of AA – on 01 September 2013.

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What insurance policies does State Insurance offer?

State offers a variety of insurance policies that can be tailored to the different needs and budgets of New Zealanders. The policies available include:

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Potential benefits State Insurance customer may receive

  • Access to States Roadside Rescue service
  • Collect Fly Buys points on your premiums
  • Lifetime guarantee on repairs done by approved retailers
  • Add-on policies extensions
  • Receive a 10% multi-policy discount
  • No claim discounts for certain State Insurance policies
  • State loyalty discounts

Good points about State Insurance

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  • Easily obtain actual quotes from the State Insurance website
  • Collect Flyby points on your monthly premiums
  • State provides a comprehensive range of policies
  • Receive multi-policy discounts — discounts when buying car, house and contents together
  • Receive loyalty discounts
  • Informative and easy to navigate website
  • Online help center and a comprehensive FAQ section


State Insurance financial rating & health

State Insurance received an AA- on 01/09/2013 from Standard & Poors of Australia Pty Ltd. The rating reflects the company’s strong financial position and ability to pay claims. You can find out more about how insurance companies are rated in our buying insurance section. Alternatively, you can read more insurance company reviews here.

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