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Find Suitable Health Insurance for You and Your Family

When it comes to looking after those closest to you, you’ll want to consider taking out health insurance for you and your family. Whilst New Zealand’s public healthcare is more than acceptable, a health insurance policy offers you and your loved ones a number of benefits, including greater choice and faster service.

Basic or Comprehensive Cover?

When it comes to deciding what type of health insurance policy is best suited to you and your family, you might want to consider the pros and cons of both comprehensive cover and a more basic policy.

A basic policy will ensure that you can all enjoy a high standard of care when it comes to hospitalization, be it for surgical or non-surgical reasons. Those opting for a more comprehensive cover can also enjoy high quality primary care, including the expertise of highly trained medical doctors.

Of course, each case is different and every family will have different ideas as to what they do and don’t need. We can help you find just the right level of care if you so desire.

Individual or Collected Policies?

In many case opting for a ‘collected’ family policy is a much more cost-effective approach for family units. This way you only have to pay one premium and are certain of the care and service you are likely to receive.

In a few exceptional circumstances though, it may prove less expensive to purchase multiple policies for individual members of the family. This can be the case if a certain family member is considered ‘high risk’ in terms of illness or injury. Again we can offer assistance in determining which is better suited for you.

To make your search a little bit easier, why not let us have a go? Click the ‘Get a Quote’ button and we’ll send you a free health insurance quote suited to your circumstances.