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Buying Car Insurance in NZ

If you are buying car insurance in NZ for the first time, you might be surprised by the value of the quote. It’s not the same surprise of our U.S. and U.K. driving counterparts, where the cost of car insurance has risen to comparatively high levels. Perhaps consumers have become more accustomed to paying more for products rather than less, but in New Zealand, car insurance customers enjoy much lower fees.

The other major difference between car insurance in New Zealand and other countries is that in New Zealand, car insurance is not compulsory. While it seems the New Zealand government is happy that drivers enjoy the roads with minimum expenses, it’s worth noting that although it isn’t mandatory, it is still advisable for drivers to have. A short term saving on relatively cheap cover can end up costing more in the event of an accident or damage to your own or another vehicle. One would take out car insurance for the same reason one purchases other types of insurance, whether required or not – to give protection.

Insurance is one of those products we all hope we never need. The good thing about being a car insurance customer in New Zealand is that whether you end up needing it or not, you are more likely to end up with some extra change in your travel budget, and hopefully see more of New Zealand in the process.

Take some time to think over how much cover you feel would be sufficient, to cover possible damage to the car, as well as third party cover to protect you in those instances where the other driver has no insurance to pay damages, or you are at fault and have caused damage or injured a third party.

An inexpensive policy can even pay for itself if you incur towing charges, or may pay wholly or partially for car rental should your car be damaged and under repair. Don’t wait any longer than you have to. Get a quote for an inexpensive car insurance policy today. Just click on our “Get a Quote” button and you’ll quickly find out how affordable car insurance can be.