The Best Options for Contents Insurance
Although it is not a fun activity to worry about what would happen to your belongings in the event of a disaster, natural or otherwise, it is important to make sure you are covered and know the characteristics of your policy. While some are willing to fully replace your belongings, others specialize in reimbursing the amount you paid for your items. Here is a look at a few different companies and what they offer in terms of both replacement and indemnity coverage.
ANZ Base Contents
Underwritten by Vero, ANZ Base Contents offers little to no replacement services, but has higher content indemnity cover than many of its competitors for a variety of household items and vehicles. Boats and watercraft motors are included for reimbursement of up to $1500, and bicycles can be recompensed for up to $2000, unless an exception is noted.
PSIS Asset Care
This company works with IAG New Zealand to underwrite insurance plans for its customers. It offers an array of various content replacement options, including furniture, home appliances, and frozen food. Even keys and lock replacement is included, up to $1125, and mobile phones are also listed as potentials for replacement.
National Bank Case Contents
Another company that specializes more on indemnity reimbursement than replacing items, National Bank Case promises to compensate the costs of a huge variety of household contents, from computer software to carpet, as well as linens, jewelry, and various home electronics. The company also offers replacement of up to $1000 of frozen food.
Find a policy here that fits what you are searching for? Just click on the above button to see a free quote from each company. Their websites are also extremely user friendly, and they have many representatives experienced in handling questions similar to yours. What are you waiting for? You have nothing to lose, and everything to learn about protecting your belongings.