A NZ Medical Insurance Quote Is Yours For Free
The NZ healthcare system is no longer a fully public system as it used to be, and it may be to your advantage to consider taking out a NZ medical insurance policy to help pay for services no longer provided at no cost. Many of the medical expenses you incur are of course still either covered by public insurance programs, are government subsidized, or are funded, at least in part, by charitable donations. Most physicians serving New Zealanders are enrolled in one of many Public Health Organizations (PMO) that have been established throughout the country. The burden of supporting the health care system still rests primarily with the government, but that burden is shared in part by payments, called copayments, which individuals must make when seeking certain types of health care. If your physician is enrolled in a PMO, it usually means that he or she can provide services at lower cost than would be the case otherwise. Depending on your age, your income, and the nature of your illness, you may be eligible for a High Health Use Card or a Community Services Card, either of which entitles you to take advantage of certain health care subsidies.
Not All Services Are Free – as far as hospital visits are concerned, you may have the choice to go to a public hospital or elect to seek the services of a private hospital. If you choose a private hospital, you will of course have to pay for its services. In some instances a doctor may recommend a private hospital or send patients to specialists or consultants who will charge for their services, and consequently require payment from their patients who are not covered by NZ medical insurance.
Even though most of the medical services you need are publicly funded, the possibility exists that out-of-pocket expenses or co-payments may be required. There are also situations in which you may elect to seek treatment from a specialist or consultative who will charge for services rendered, or seek treatment in a private hospital. Taking out an insurance policy that will either partially or totally cover the out-of-pocket expenses incurred in these cases makes sense.
The Advantages Of Private Health Insurance – If you elect to take out private medical insurance, you’ll be in good company, as over 1 million New Zealanders have such coverage, together with the peace of mind that goes with it. Health insurance gives you a greater degree of control over when you can receive medical attention, and by whom. Health insurance policies are not by any means one size fits all. There are many different options available, and we are here to help you choose a plan that will serve you best. To obtain a free NZ medical insurance quote from us, click on the “Get a Quote” button. It’s as easy as that. There is no obligation on your part to act on the information we will provide, so you have nothing to lose and possibly a great deal to gain.