New Insurance? NZ Low Cost Policies Are Worth a Look
If you are taking out new insurance, NZ companies will sometimes tempt you by offering cheap insurance, low-cost insurance, or insurance “designed to fit your budget”. There’s absolutely nothing wrong in buying low-cost insurance, as long as the company stands behind the policy and the cover provided in the policy is good. It can be a great feeling to get an excellent policy for a rock-bottom price, and it does happen, with effort.
Generally speaking, you’re going to pay more if you take out a comprehensive policy, one that protects you against almost anything that might happen. A low-cost policy will usually carry with it some limitations, both on the amount of coverage and on the various types of coverage. You need to be careful to make sure you understand what those limitations are and how they might affect you. Maybe they aren’t terribly significant, but then again maybe they are. Pay careful attention to anything in the policy that may seem a little obscure or ambiguous. If something isn’t clear, ask about it, or look elsewhere.
One strategy might be to get quotes for several comprehensive policies, to see if one or more will fit within your budget. Note the coverage being offered to compare lower-cost policies against. This will help you determine if a low-cost policy provides enough of the coverage type you need.
Whether you start by comparing comprehensive plans or low-priced plans, you’ll want to get multiple quotes to make the comparison exercise quick and easy. That’s where we come in. We can provide you with multiple quotes on just about any type of insurance you might be looking for. Our quotes are free, and there’s no obligation, so there’s really no reason to wait. Just click on the “Get a Quote” button on this page, and there it is.