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Motorbike Insurance FAQs

Frequently asked questions about motorcycle insurance

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motorcycle_insurance Frequently Asked Questions About Motorcycle Insurance

To help you better understand motorbike insurance, we have researched the most frequently asked questions and listed them below to help you during the purchasing process.

I have a vintage motorcycle. Will a New Zealand motorbike insurer cover it?

Yes, most insurance companies will provide cover for vintage motorcycles. Use the quote page to obtain prices from providers who specialise in motorcycle insurance.

My friend receives a discount from his NZ motorbike insurer for storing his bike in a garage. I store my bike in a garage too, but I don’t get a discount. What should I do?

New Zealand motorcycle insurers take this into consideration when providing an insurance rate. You should bring this to the attention of your current provider and ask whether it will reduce your premium. If you are unsatisfied, you may want to search for a new company.

What are the cheapest motorcycle insurance companies?

Every situation is different; therefore, we cannot say who provides the cheapest rates. There are many variables to consider when buying insurance. A lower premium may mean you are less protected. This will likely cost you a lot more when making an insurance claim. Get at least three quotes from different motorcycle insurance companies for a proper comparison.

Should I purchase motorcycle insurance based only on the rates?

No, buying motorcycle insurance solely on the rate may cost you more in the long run. Read our section on understanding your policy or how to reduce your monthly insurance premiums.

I have recently purchased a larger motorbike. Will this affect my motorcycle insurance rates?

It is likely that a larger motorbike means a faster motorbike and increased risk. This usually translates into slightly higher premiums. Be sure to contact your insurance provider to add cover to the new motorcycle. Failure to do so will leave you at risk if you’re involved in an accident.


Did the information included in our motorbike insurance FAQs section answer all your questions? If not, contact us online or obtain a free online quote to ask your questions there.

Isreal is passionate about finance, online marketing, travel and helping others increase their knowledge. My Insurance Guide was started over five years ago is one of the first insurance resources available online, free for all Kiwis to access.

Isreal HartleyAuthorMy Insurance Guide

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